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Terms of Use

Effective Date: January 15, 2025
Welcome to bevalomustra. By accessing or using our financial planning services at bevalomustra.sbs, you agree to be bound by these Terms of Use. Please read them carefully before using our platform.

1. Acceptance of Terms

By accessing, browsing, or using bevalomustra's website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our services.
These terms constitute a legally binding agreement between you and bevalomustra. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting on our website.

2. Description of Services

bevalomustra provides financial planning services, educational resources, and learning programs designed to help individuals improve their financial literacy and planning capabilities. Our services include but are not limited to:
  • Financial planning consultation and guidance
  • Educational materials and resources
  • Learning programs and workshops
  • Tools and calculators for financial planning
  • Personalized financial assessments

3. User Responsibilities and Conduct

Account Registration

When creating an account, you must provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Prohibited Activities

  1. Using our services for any unlawful purpose or in violation of any applicable laws
  2. Attempting to gain unauthorized access to our systems or other users' accounts
  3. Transmitting viruses, malware, or other harmful code
  4. Interfering with or disrupting the integrity or performance of our services
  5. Collecting or harvesting personal information from other users
  6. Using our services to spam, harass, or harm others

4. Financial Services Disclaimer

Important Notice: bevalomustra provides educational and informational services related to financial planning. We do not provide specific investment advice, tax advice, or legal counsel. Always consult with qualified professionals before making financial decisions.
Our services are designed to enhance your financial knowledge and planning skills. We do not guarantee specific financial outcomes or returns on investments. Past performance does not indicate future results, and all investments carry inherent risks.
You acknowledge that any financial decisions made based on our educational materials or guidance are your sole responsibility. bevalomustra is not liable for any financial losses or damages resulting from your use of our services.

5. Intellectual Property Rights

All content, materials, and intellectual property on our website, including but not limited to text, graphics, logos, images, software, and educational materials, are owned by bevalomustra or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from our content without express written permission. Limited use for personal, non-commercial purposes is permitted, provided you maintain all copyright and proprietary notices.

6. Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable data protection laws, including GDPR where applicable.
By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your data, but cannot guarantee absolute security of information transmitted over the internet.

7. Payment Terms and Refunds

Payment Processing

All payments for our services are processed securely through trusted third-party payment providers. You agree to pay all fees and charges associated with your use of our services according to the pricing and payment terms presented at the time of purchase.

Refund Policy

We offer refunds within 14 days of purchase for eligible services, subject to our refund policy. Refund requests must be submitted through our official channels and may be subject to review and approval.

8. Limitation of Liability

To the fullest extent permitted by law, bevalomustra shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or other intangible losses, resulting from your use of our services.
Our total liability to you for all claims arising out of or relating to these terms or your use of our services shall not exceed the amount you paid to us for the services in the twelve months preceding the claim.

9. Termination

Either party may terminate this agreement at any time with or without cause. Upon termination, your right to use our services will immediately cease, and we may delete your account and associated data, subject to our data retention policies.
We reserve the right to suspend or terminate your access to our services immediately if you violate these terms or engage in conduct that we determine to be harmful to our business or other users.

10. Governing Law and Disputes

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Before initiating any legal proceedings, parties agree to attempt resolution through good faith negotiations. If unsuccessful, disputes may be resolved through binding arbitration in accordance with applicable arbitration rules.

11. Changes to Terms

We may update these Terms of Use from time to time to reflect changes in our services, legal requirements, or business practices. When we make material changes, we will notify you by email or through a prominent notice on our website.
Your continued use of our services after any changes to these terms constitutes acceptance of those changes. We encourage you to review these terms periodically to stay informed of any updates.

Questions About These Terms?

If you have any questions about these Terms of Use, please contact us:
White House Green, Jackaways Cottage, Reading RG7 4EB, United Kingdom
Phone: +447793022872 | Email: info@bevalomustra.sbs